Debt Recovery Dispute

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You can lodge a debt recovery dispute when you believe someone owes you money. For example, money you have lent someone, money owed for work you have done or money owed for goods.


Being involved in a matter can be a complex and costly process. You should seek legal advice before lodging a debt dispute claim. You can also speak to the other party to try and resolve the issue.

The steps below provide general information and do not cover all scenarios nor constitute legal advice.


If you are claiming $12,000 or less, the minor civil rules and costs scale will generally apply and a lawyer will not be able to represent you at the trial (subject to some exceptions).

What you need

If you are claiming $12,000 or less or you believe the claim is not genuinely contestable you can either:

If you are claiming more than $12,000 and you believe your claim is genuinely contestable you must complete Form 1S Statement of Claim uploaded with Claim.

You will need to provide the details of your dispute, including:

  • The amount of money you are claiming
  • The date(s) of the dispute
  • Why you believe the other person owes you the money
  • The correct names and addresses of all parties involved
  • To answer all the questions marked with an asterisk ( * )

The cost

You will need to pay a fee for lodging this form using a credit/debit card.

See the Civil Court fees page for more information.

Before you begin

You may be required to file and serve file a final notice or serve a pre-action claim or pre-action notice of intention to commence an action before filing the claim or application. For more information click here for the Uniform Civil Rules.

How to lodge a debt recovery dispute

Steps:

  1. Log in to CourtSA
  2. Select your option from the drop down field (Start a new Case).
  3. Select yes if you know what you would like to select and select the case type
  4. Select "Claim" in the case type drop down field
  5. Read the information in the blue information box then click "Start the CourtSA Claim form"
  6. Complete the form and click proceed
  7. Complete the online payment process
  8. Once your claim has been paid for, you will receive a receipt confirmation
  9. To view your claim document once it is approved, go to "My Cases" and click on the "My existing cases" tab
  10. Select the "View Case" in the Action column
  11. The summary screen will display a case details panel and parties panel
  12. To download and print a copy of your Claim to serve, click the "Documents" tab and then the Claim hyperlink within the Filed Documents panel

What happens next

Your claim will be automatically approved (unless you are a self-represented litigant in the District or Supreme Courts).

Using the information you provided, CourtSA will generate the following:

  • A sealed Form 1 Claim (with Form 1S Statement of Claim Uploaded with Claim if uploaded)
  • Multilingual Notice
  • A Form 34 Notice to Party Served - Interstate (if one of the Respondents has an interstate address)
  • A Form 35 Notice to Party Served - New Zealand (if one of the Respondents has a New Zealand address)

You will receive an email from CourtSA letting you know the forms listed above are available on CourtSA along with information about what happens next.


If you are a self-represented litigant in the District or Supreme Courts

If you are a self-represented litigant in the District or Supreme Courts, you will receive an email from CourtSA letting you know that your claim has been received for review by the Court.

If it is accepted for filing:

CourtSA will generate the forms listed above. You will receive an email from CourtSA letting you know that your claim has been approved, and that the forms listed above are available on CourtSA.


If it is rejected:

You will receive an email from CourtSA explaining why your claim was rejected and your lodgement fee will be refunded to the credit/debit card you used to pay.